BlueCross BlueShield – Fort Worth, TX
Learn More About the Benefits of BlueCross BlueShield Dentist
Did you know 156 million Americans have dental insurance, but only 3% meet or exceed their annual limits? Although more Americans than ever have dental coverage, many people believe they still can't afford to see a dentist regularly. This couldn't be further from the truth! Paying your monthly premiums gives you access to discounted services to keep your teeth and gums healthy. Your BlueCross BlueShield dentist in Fort Worth will help you achieve optimal oral health without breaking the bank. Our team at Hulen Crossing Family Dental will help you achieve your best smile.
BlueCross BlueShield Coverage Availability & Fees
Dental insurance works a bit differently than your medical coverage because there are yearly limits and maximums. Dental coverage focuses on prevention to stop common oral health issues from occurring in the first place, like tooth decay and gum disease. However, if a problem arises, your dental benefits can be used to offset the amount you'll pay out of pocket. Although every case differs, most dental plans include:
- 100% of preventive dentistry.
- 80% of minor restorative dentistry.
- 50% of major restorative dentistry.
BlueCross BlueShield is a nationwide provider of comprehensive dental plans for families and individuals. Your monthly premiums give you access to a nationwide network of dentists who offer the services you need to keep your teeth and gums healthy. You can visit your dentist twice a year for a cleaning and checkup after a co-payment. Not only will you preserve your natural smile, but you'll also reduce your overall oral health expenses. Research has found that every $1 spent on prevention can save up to $50 on restorative dentistry.
If an issue does occur, don't worry about a large bill. BlueCross BlueShield is there for you. After reaching your annual deductible, your insurance can pay up to 80% of the cost of common restorative procedures. You can use your annual allowance to restore your oral health, so you don't have to wait for a small concern to turn into a big problem.
BlueCross BlueShield recommends choosing a dentist in their network because they have pre-negotiated rates with select dentists. You can benefit from more coverage at the time of services by choosing an in-network dentist. However, you can visit any dentist that accepts your dental insurance, even if they are out-of-network. You'll be responsible for the difference between your insurance's allowable amount and the dentist's fees. Our team at Hulen Crossing Family Dental is proud to accept both in-network and out-of-network patients.
At the end of the year, your dental insurance benefits reset. Anything you haven't used won't carry over into the following year, and you aren't reimbursed for your premiums or deductibles. We don't want to see you throw money down the drain. We know dental insurance is confusing, but we're here to help you maximize your benefits to invest in optimal oral health.
Meet Kimberly, Insurance Coordinator
Kimberly will work on your behalf with your dental insurance in Fort Worth. She has been in the dental field since 2002. She enjoys helping our patients understand their financial options to keep a healthy smile within everyone’s budget.
If you have questions about your dental insurance, or you’re ready to schedule an appointment, contact us at (682) 244-0165.